How Seyro Works

Learn how you can buy now and never pay with the power of DeFi rewards

See How It Works

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Deposit Assets

Deposit your assets into the EduZero smart contract

Simulation Stats

Your Deposit (pUSDC)1000 USDC
Available Rewards0 USDC
Purchases Made0
Annual Percentage Yield5%
Lock Period30 days

This is a simplified demonstration. In the actual platform, your deposit generates rewards continuously, and you can make multiple purchases as long as you have available rewards.

1
Deposit Money
Deposit your money into the EduZero platform. Your deposit remains safe and untouched.

When you deposit, your money is split into deposit and rewards. The deposit represents your original money, while rewards represent the future earnings.

2
Generate Rewards
Your deposit automatically starts generating rewards at a fixed 5% annual rate.

The rewards are calculated daily and accumulate in your account. The longer your money remains deposited, the more rewards you generate for shopping.

3
Shop With Rewards
Use the accumulated rewards to shop at partner merchants without spending your deposit.

Browse our partner merchants and spend your rewards. The merchants receive the equivalent value in money, while you get to keep your products.

4
Never Pay Back
Unlike loans, there's nothing to pay back. Your deposit stays intact and continues generating rewards.

This is not a loan or credit system. You're simply spending the rewards your money generates, so there's no debt to repay.

See How It Works

$

Deposit Assets

Deposit your assets into the EduZero smart contract

Simulation Stats

Your Deposit (pUSDC)1000 USDC
Available Rewards0 USDC
Purchases Made0
Annual Percentage Yield5%
Lock Period30 days

This is a simplified demonstration. In the actual platform, your deposit generates rewards continuously, and you can make multiple purchases as long as you have available rewards.

DeFi Tokenomics

Understanding the token mechanics behind EduZero's Buy Now, Pay Never model

Principal & Reward Tokens

Principal Tokens (pTokens)

  • Represent your deposited assets (pUSDC, pUSDT, pSEI, pETH)
  • Remain locked in smart contracts for minimum 30 days
  • Can be swapped between different asset types
  • Generate rewards at 5% APY

Reward Tokens

  • Provided upfront based on expected yield
  • Used for purchases in the marketplace
  • Can be withdrawn to your wallet
  • Denominated in the same asset as your principal

Token Flow Example

When you deposit 1,000 USDC:

  • • You receive 1,000 pUSDC (principal token)
  • • You immediately receive 50 USDC in rewards (5% APY)
  • • You can spend the 50 USDC on marketplace items
  • • Your 1,000 pUSDC remains intact in the protocol

DeFi Tokenomics

Understanding the token mechanics behind EduZero's Buy Now, Pay Never model

Principal & Reward Tokens

Principal Tokens (pTokens)

  • Represent your deposited assets (pUSDC, pUSDT, pSEI, pETH)
  • Remain locked in smart contracts for minimum 30 days
  • Can be swapped between different asset types
  • Generate rewards at 5% APY

Reward Tokens

  • Provided upfront based on expected yield
  • Used for purchases in the marketplace
  • Can be withdrawn to your wallet
  • Denominated in the same asset as your principal

Token Flow Example

When you deposit 1,000 USDC:

  • • You receive 1,000 pUSDC (principal token)
  • • You immediately receive 50 USDC in rewards (5% APY)
  • • You can spend the 50 USDC on marketplace items
  • • Your 1,000 pUSDC remains intact in the protocol

Frequently Asked Questions

E
SEYIELD

The first Buy Now Pay Never platform on Pharos Network where you can shop using rewards from your deposits. Your original deposit stays intact.

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